Attention to those who pay with WeChat Pay! There is a big difference between 'I sweep you' and 'you sweep me'. Don't make any mistakes again

Tech 2023-07-14 11:59:51 Source: Network

In the digital age, especially mobile payments such as WeChat have become commonly used payment methods in our daily lives. It has brought us a lot of convenience, but there are also some risks and hidden dangers

In the digital age, especially mobile payments such as WeChat have become commonly used payment methods in our daily lives. It has brought us a lot of convenience, but there are also some risks and hidden dangers.

Previously, in Chongqing, a woman was queuing up at a supermarket to make a payment when she suddenly discovered that 900 yuan of her WeChat money had been stolen inexplicably. After monitoring and checking, the reason was discovered.

It turned out that this woman had opened her WeChat payment code in advance during the queue, and behind her was a young man who used his phone to remotely tap her payment code, easily stealing the money in just about ten seconds.

There are many such cases, and these perpetrators have all used the negligence of the stolen person to quietly transfer property through the QR code opened during payment.

So, how should we use WeChat Pay between "I sweep you" and "you sweep me"? To avoid unnecessary losses?

I scan you: Payment code payment

I scan you, also known as payment code payment, refers to consumers providing payment QR codes, while merchants use scanning guns to scan codes for payment. This method is commonly used in large merchant scenarios such as supermarkets, shopping malls, and restaurants.

Just open the WeChat payment code and you don't need to operate it yourself to automatically deduct the corresponding amount. The advantage of this method is that it is convenient and suitable for people in a hurry to make payments.

However, the disadvantage is that if the QR code is not properly protected and someone scans it, one's own money will disappear.

So it is necessary to set up biometric payment functions such as payment fingerprint recognition and facial recognition to increase security.

Scan me: Payment by payment code

You scan me, also known as the payment code, refers to the merchant providing a QR code for payment, while the consumer opens the "Scan" function on WeChat to make the payment.

This method is generally used in small shops such as vegetable markets, grocery stores and Market stall. The merchant posts their payment QR code in a prominent position. After purchasing the item, we pick up our phone and scan the merchant QR code to complete the payment.

The initiative of this method lies in the hands of consumers, who can input the payment amount themselves to avoid being overcharged.

But the disadvantage is that it is easy to be targeted by criminals, and scanning unsafe QR codes can easily lead to poisoning.

Therefore, before scanning the QR code of the other party, the identity and reputation of the merchant should be carefully confirmed to ensure the authenticity and security of the QR code.

In summary, there are two main differences between "I sweep you" and "you sweep me". One is that the operation is different, the latter is more convenient, and the other is that the security performance is different. Although each has its own risks, it is ultimately better for "you sweep me" to have the initiative.

Caution machine when using WeChat Pay

1. Be vigilant against those close to you and not disclose payment information.

2. Do not open the payment code in advance.

3. When scanning the code for the cashier to receive payment, the payment code should be facing away from the crowd.

4. Turn off small confidential payments, set payment passwords, and consumption limits.

5. When entering the payment password, if there are any words reminding the other party of abnormal accounts, confirm the situation before making the payment.

Three types of QR codes cannot be scanned randomly

1. Stop violation ticket

Although there are many tickets nowadays that you no longer need to go to the scene to pay, you still need to be wary of criminals posting "fake tickets" to you.

When you see a ticket posted on your car, it is recommended to verify the fine record on the official platform before paying the fee.

2. Roadside gift QR code

Nowadays, people often shout in the streets and alleys, scanning the QR code to get free small gifts, and many people are taken in.

This type of code scanning can easily expose one's own information and be sold by others, posing many security risks.

3. SMS QR code

You often receive ominous QR codes on your phone, telling you that you have won a prize or can receive a gift as a text message. Be sure not to click, your phone may be poisoned, causing personal funds to disappear.

There are pros and cons to mobile payments. We hope everyone can increase their awareness of fraud prevention, protect privacy, and it is also best not to bind large deposit bank cards on WeChat to minimize losses as much as possible.

Source: Golden Mang Food Life Tips

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