Be vigilant! Be vigilant! WeChat has been targeted for this feature

Tech 2023-07-17 18:31:36 21 Source: Network

WeChat "Family Card" FunctionHave you ever used it?Recently,The scammers have targeted this featureMany people have already been recruited!What is a "family card"As the name suggests,WeChat users can subscribe to services with designated relatives and friends,Provide the other party with permission to use their own payment account.Simply put,Can help others pay the bill,It is equivalent to a one-way "family account"

WeChat "Family Card" Function

Have you ever used it?

Recently,

The scammers have targeted this feature

Many people have already been recruited!

What is a "family card"

As the name suggests,

WeChat users can subscribe to services with designated relatives and friends,

Provide the other party with permission to use their own payment account.

Simply put,

Can help others pay the bill,

It is equivalent to a one-way "family account".

The original intention of designing this function is to facilitate family consumption and avoid the process of transferring and withdrawing funds. As the "family card" can set a consumption limit and real-time information on each deduction. Therefore, it has received high praise in managing children's pocket money.

But during the setup process,

There are safety hazards,

Although named 'Family Card',

But in reality, you can give any WeChat friend as a gift,

Enter the payment password to activate.

Therefore,

The fraudsters found the entrance,

Start implementing a scam.

How "Family Card" Becomes a Fraud Tool

If you add friends and turn around, you will receive a "family card"

Recently, Xiao Chen discovered that there was an additional friend application in his WeChat address book. Although he felt a bit puzzled, he saw the other person wearing a beautiful face and agreed to the application. After adding friends, the "beauty" never spoke up, and over time, Xiao Chen also forgot about this issue.

But a few months later, the "beauty" who had been silent for a long time suddenly sent him a message: "I'll give you a family card" with a limit of 3000 yuan.

Just as Xiao Chen was confused, the other party explained that they had accidentally sent the wrong account and hoped that Xiao Chen could send back the same amount of family card. Xiao Chen was actually giving it back. However, I unexpectedly received deduction reminders one after another, and the other party spent all 3000 yuan in a short period of time. After checking my balance, it was indeed 3000 yuan less. Xiao Chen, who felt something was wrong, immediately contacted the "beauty" and unexpectedly, the other person had already blackmailed him

Actually, many people are not clear about it

The purpose of this function,

Numbers displayed on family cards

Just the upper limit of the transaction limit,

If there is no money in the issuer's account

Cannot be used,

And the scammer who issued the card,

Naturally, I won't deposit money in my account

To avoid being "plucked" by the victim.

Not only that,

Message prompt for gift of family card,

It is very similar to sending red envelopes through transfer,

People who are not familiar with WeChat,

You may even think that the other party transferred money to you.

In fact, it's not just WeChat,

The "affinity card" function of Alipay account,

There are also similar scams.

Binding a "family card" under the name of lending

The suspect surnamed Wu pretended to be a loan auditor, frequently contacted the victims with loan needs in the online loan group, and bound his WeChat to the victim's "family card" for the reasons that it was necessary to verify whether WeChat was used by him, review the security of funds, and exchange red envelope tests.

Using the excuse of self certification of repayment ability, the victim was tricked into transferring funds to their WeChat account. Immediately, they scanned the prepared payment code on their mobile phone and chose to pay with a "family card". The money in the victim's account was directly swiped away.

Here's a reminder:

Although the "family card" scam is cunning,

It's not difficult to be on guard against it,

It is a good habit to pay more attention to the instructions for use.

Everyone should always keep their eyes open,

When encountering someone else inducing the activation of similar functions,

Not trusting, not disclosing, not transferring funds,

Be vigilant and take precautions as soon as possible,

Do not give criminals a chance!

Transferred from | Youth Shandong Comprehensive Organization

Source: Yantai Public Security

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