I only learned today that there is such a big difference between WeChat red envelopes and WeChat transfers? Remind family members not to use it recklessly anymore
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Hello friends, I am Xiaojun. WeChat can be said to be used every day
Hello friends, I am Xiaojun. WeChat can be said to be used every day. We often use it to transfer money and send red envelopes to our friends, but there is actually a difference between transferring money and sending red envelopes. Do you know? So today, Xiaojun will give you a detailed discussion on the difference between WeChat transfer and red envelopes. Once you understand it, you won't make any mistakes again. Friends who don't know, it is recommended to like, collect, and follow, so that you can quickly find it when you need it in the future. Next, let's learn his knowledge together with Xiaojun!
The first difference is that the upper limit is different!
When we send red envelopes to our friends on WeChat, have you noticed that we can only send a maximum of 200 yuan each time? If it exceeds 200 yuan, we need to send it in installments. If we want to send 400 yuan, we need to send it in two installments, and transfers are not subject to this restriction. The maximum transfer limit is 200000 yuan, so this is the first difference!
The second difference is that the presentation method is different
After we send a red envelope to our friends, they can only see the cover of the red envelope, such as congratulations on getting rich, but cannot see the specific amount of money. If you want to know how much money, you must click to receive the red envelope to see it! If you transfer money, it will be different. On the transfer page, we can directly see the specific amount and how much money has been transferred, and you can see it at a glance!
The third difference is that sending red envelopes can be more personalized
When we send red envelopes, in addition to adding different red envelope covers, we can also add our favorite emoticons, such as cute and interesting emoticons. This way, after our friends receive our red envelopes, they will become more interesting and personalized. However, transfer cannot be done, only transfer instructions can be added, and these emoticons and covers cannot be added, which is relatively simple!
The fourth difference is that the return time is different
After we send a red envelope to a friend, we cannot directly return it. If we want to return it, it will only be automatically returned to us after 24 hours if the friend has not received it. It can be said that we can only passively wait, while the transfer is different. If we want to return this transfer immediately, we just need to click on the return button to quickly return it to the other party's account!
The fifth difference is that the payment method is different
In addition to real-time receipt, we can also set a delayed receipt time for transfers. For example, we can set a 2-hour receipt time or a 24-hour receipt time. In this way, if we transfer the wrong funds, we can retrieve our funds within this time, thereby minimizing capital losses. For sending a red envelope, as long as a friend clicks to receive the red envelope, it will immediately reach the other party's account, and the receipt time cannot be set!
So the above are the 5 differences between WeChat transfer and WeChat red envelopes. After understanding these differences, how should we choose the appropriate method when using them? Actually, if we transfer money between families, it is usually full of entertainment. For example, during holidays, we send red envelopes to our elders and juniors. For such transfers, we can choose to send red envelopes. There is a limit, with a maximum of 200 yuan per transaction. Additionally, we can set different covers and add emoticons, which makes it more interesting and personalized for family members, It will also be full of fun, and if you use transfer, it will become more formal!
If we are dealing with funds in the business world, as well as transactions between the boss and employees, or if we lend money to the other party, then we need to use the transfer method. Firstly, the transfer is not restricted and can be successfully transferred at once. Secondly, we can set a delay in the receipt of the transfer. In case of any mistake, we can retrieve it within this time. Thirdly, the transfer can be returned immediately, If we transfer too much, or if someone else transfers too much, or if we transfer incorrectly, we can click 'return' to immediately return and avoid causing unnecessary trouble! Fourthly, there are records of transfers, and through these records, we can protect our own legitimate rights and interests. For example, if we lend money to the other party and the other party forgets or does not acknowledge it, we can use the transfer records to remind the other party and protect our funds from damage!
Alright, that's all for today's knowledge sharing, Xiaojun. After everyone understands, remember to share and forward it to your family, so that more people can know and help more people. Thank you all. I'm Xiaojun, and we'll see you next time!
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